I'm not going to say how here, but you can get into a locked civic in 2 seconds easy. Not breaking glass, or making noise. No visible marks on the outside either. If anything I would have said that the civic is one of the EASYEST to steal.
Done it yourself?
These insurance companies are only looking to screw everyone and anyone except the theifs (who get away with it)
You pay big £££ (or $$$ or whatever) each year to that company and what do they do for you??? and where are they when you need them??? IMO fight them, take em to court then when all is settled change to a different company, and name and shame them!
Just because we drive modified cars, everyone is out to get us.. theifing pr****, insurance, govm't and the law.