Your Auto Insurance

[Shiznit]

im currently in the market for a new auto insurance group i was wondering what people were paying out there. post in the following manner.

1.) What insurance do you have?
2.) Full or Liability
3.) How old are you?
4.) Male or Female?
5.) Marital Status?
6.) Any accidents or tickets or your record? if so, how many?
7.) city, state you live in?
8.) how much do you pay a year?

ill start with the insurance i have right now

1.) Mercury insurance
2.) Full
3.) 22
4.) Male
5.) Single
6.) no accidents, 2 speeding tickets
7.) Tucson, AZ
8.) ~ $1200/year

[ryanM]

1.) What insurance do you have? Progressive
2.) Full or Liability? Full
3.) How old are you? 17 but im on a family plan thingy
4.) Male or Female? Male
5.) Marital Status? single
6.) Any accidents or tickets or your record? if so, how many? 1 at fault accident, others were not my fault, 1 speedinig ticket.
7.) city, state you live in? Omro, WI
8.) how much do you pay a year? im not sure because of the family plan thing

i just wanted to do this to tell you to NOT get Progressive, they will Dick you over. my dad crashed my car, and it should have been totalled. my entire front end was smashed, radiator support and all, roof was in a "V" shape, pillars were fucked, windshield was smashed, etc....they refused to total my car. they fixed it totally half ass and gave it back to me with none of the parts on it and 2 headlights that dont even come close to matching. so now im stuck with a car that i dont feel safe in at all.

I hear allstate is the best right now.

[TheWingMang]

Allstate
Full
20yrs
Single
No accidents
Williamsport, Pennsylvania
I pay about ~~800 / year, but i'm on my parents policy, i have every discount i can find (good student, drivers ed), and my parents haven't reported an accident in as long as i can remember.

allstate ftw. They're definately good guys to deal with, and even though i haven't been in an accident, i have friends who have, and they've taken good care of them.

[SiRcivic27]

American Family
Full
21
Male
Single
Not a single ticket ever, but 1 accident almost 3yrs ago that will be off my record on Jan 16th.
Madison, WI
$1860/yr-ish for my '00 Si

Im looking for new insurence at the 1st of the year as my policy will expire

[slowhatch]

State farm
Liability (going to full coverage soon. told it will be in the 200's monthly :cry: )
17
Male
Single
No ticketsAccidents by me or family
tucson
1560$ a year/ 130$ under moms name but me as the primary driver

[dank24]

1.) What insurance do you have? Progressive
2.) Full or Liability Full
3.) How old are you? 21
4.) Male or Female? Male
5.) Marital Status? Engauged, so single
6.) Any accidents or tickets or your record? if so, how many? 3 accidents, 5 speeding tickets, 3 vialations, and shit lol
7.) city, state you live in? Wilkes barre, PA
8.) how much do you pay a year? $3480

[boricuacvc]

1.) What insurance do you have? Mercury insurance
2.) Full or Liability? liability
3.) How old are you? 23
4.) Male or Female? Male
5.) Marital Status? Married
6.) Any accidents or tickets or your record? if so, how many? 3 accidents, 1 speeding ticket all together
7.) city, state you live in? NJ
8.) how much do you pay a year? 996 for 6 months

[LowNotSlow]

What insurance do you have? Geico
2.) Full or Liability? Full w/ $500 deductible
3.) How old are you? 23
4.) Male or Female? Male
5.) Marital Status? Single
6.) Any accidents or tickets or your record? if so, how many? None
7.) city, state you live in? NH
8.) how much do you pay a year? $132 a month x 12 = 1584

[Maiku]

1.) What insurance do you have? State Farm (Family plan)
2.) Full or Liability? Liability
3.) How old are you? 18
4.) Male or Female? Male
5.) Marital Status? Single
6.) Any accidents or tickets on your record? A speeding fine and a traffic light fine, that's it.
7.) City, state you live in? Lake City, Florida
8.) How much do you pay a year? $120 per month and $1440 a year.

[Maiku]

Does anybody know which company it is that rewards safe drivers?

[TheWingMang]

I miss my old minivan. Liability only, $240 a year. Thems were good days

[TheWingMang]

Does anybody know which company it is that rewards safe drivers?

Allstate for sure. I'm willing to bet a lot of companies do. For Allstate I think its 3 years without an accident, but don't quote me on that.

[Maiku]

I see, I was just wondering because I've been legaly driving for roughly 4 years now, and have only had two fines.

[Shiznit]

traffic light violations are a big big violation in california. i dont know how florida feels about them.

[dank24]

I need to slow down. I don't know how I still have a license. I got caught in the same district 4 times in the matter of 2 years. for going only over by 8mph once also.

[Sundown]

1.) What insurance do you have? Allstate
2.) Full or Liability? Full
3.) How old are you? 21
4.) Male or Female? Male
5.) Marital Status? Single
6.) Any accidents or tickets on your record? 1 speeding ticket, ~6-7 accidents and 2 totalled cars..
7.) City, state you live in? Auburn, AL
8.) How much do you pay a year? $850 per 6 months..

Its to the point where I actually get something like a frequent customer deal at the body shop I go to :cry:.. But luckily, ive gone a year accident-free so..

[Sundown]

Allstate for sure. I'm willing to bet a lot of companies do. For Allstate I think its 3 years without an accident, but don't quote me on that.

Its $100 off your deductable for every year you go without an accident. Trust me, I should know ;)

[Jeegz]

1.) Allstate
2.) Full
3.) 21
4.) Male
5.) Single but i think we have the marriage rate.
6.) At least 5 or 6 speeding tickets and a lost of liscence for 2 months
7.) Madison, Wisconsin
8.) i pay $200 a month 12 months a year. But my actual bill is like $195.


The cool thing is we renewed right after i got my liscence back and my insurance actually went down $10.

[Sundown]

1.) Allstate
2.) Full
3.) 21
4.) Male
5.) Single but i think we have the marriage rate.
6.) At least 5 or 6 speeding tickets and a lost of liscence for 2 months
7.) Madison, Wisconsin
8.) i pay $200 a month 12 months a year. But my actual bill is like $195.


The cool thing is we renewed right after i got my liscence back and my insurance actually went down $10.

I thought i had it bad..

[Jeegz]

Yeah it wouldnt be so bad if i didnt still have a lein on my car. still owe like 2g's on it.

[NOFX]

1.) What insurance do you have?
- Esurance
2.) Full or Liability
- Full
3.) How old are you?
- 23
4.) Male or Female?
- Female
5.) Marital Status?
- Single
6.) Any accidents or tickets or your record? if so, how many?
These are ALL my traffic tickets that I've ever recieved. One accident (and one ticket for that) and five speeding tickets. According to the state of Washington though, I have a totally clean record. I've already checked. I haven't been pulled over since 2004.
- 11-27-2002, 14mph over -69mph in a 55mph
- 01-18-2003, Careless Driving - From my one car accident
- 09-13-2003, Defensive Driving Course (removed 3 points from DE record)
- 05-25-2004, 9mph over - 64mph in a 55mph
- 06-09-2004, 5mph over - 30mph in a 25mph
- 06-22-2004, 14mph over - 69mph in a 55mph
- 12-19-2004, 9mph over - 34mph in a 25mph
7.) city, state you live in?
- Olympia, WA
8.) how much do you pay a year?
- $1,005 every six months.

i just wanted to do this to tell you to NOT get Progressive, they will Dick you over. my dad crashed my car, and it should have been totalled. my entire front end was smashed, radiator support and all, roof was in a "V" shape, pillars were fucked, windshield was smashed, etc....they refused to total my car. they fixed it totally half ass and gave it back to me with none of the parts on it and 2 headlights that dont even come close to matching. so now im stuck with a car that i dont feel safe in at all.
:werd: I had Progressive when I had my accident. They lowballed me by around $2000 and I had to hold out on getting any cash back for three months while they tried to fuck around.

[bizoneoeh]

1.) State Farm
2.) Full on my nissan, liability on my civic hatch
3.) 28
4.) Male
5.) single
6.) A shit load of speeding tickets, I just got one yesterday :oops: no joke
7.) Holland, MI
8.) $1740 for both cars but it will probably go up because of the ticket I got yesterday :(

[Akiahara96]

1.) What insurance do you have? state farm
2.) Full or Liability full
3.) How old are you? 22
4.) Male or Female? female
5.) Marital Status? married (you get the 25 rate if under it, like me. :D)
6.) Any accidents or tickets or your record? if so, how many? yes. two tickets, one resulting from an accident.
7.) city, state you live in? sacramento, california, but insurance is still billed in spokane, washington.
8.) how much do you pay a year? not sure... somewhere around 750.

[trace01m]

1. Insurance? Ummm.... Luck
2. Sometimes
3. 26
4. Male
5. No moving violations since I was 17, but a few for no tags, no insurance, no license
6. Tucson, AZ
7. I only have to pay if I hit someone.

[Sundown]

- 11-27-2002, 14mph over -69mph in a 55mph
- 05-25-2004, 9mph over - 64mph in a 55mph
- 06-09-2004, 5mph over - 30mph in a 25mph
- 06-22-2004, 14mph over - 69mph in a 55mph
- 12-19-2004, 9mph over - 34mph in a 25mph


Those are such bullshit tickets.. 30 in a 25?? WTF?

1. Insurance? Ummm.... Luck
2. Sometimes
3. 26
4. Male
5. No moving violations since I was 17, but a few for no tags, no insurance, no license
6. Tucson, AZ
7. I only have to pay if I hit someone.

Living on the edge, huh?

[Maiku]

traffic light violations are a big big violation in california. i dont know how florida feels about them.

It use to be no real big deal, but they're steadily making the fine more exspensive.

[LowNotSlow]

1. Insurance? Ummm.... Luck
2. Sometimes
3. 26
4. Male
5. No moving violations since I was 17, but a few for no tags, no insurance, no license
6. Tucson, AZ
7. I only have to pay if I hit someone.

Seriously if anybody like you hits my car, I'll beat the living shit out of them on the spot.

[RICDOGG]

1. Insurance? Ummm.... Luck
2. Sometimes
3. 26
4. Male
5. No moving violations since I was 17, but a few for no tags, no insurance, no license
6. Tucson, AZ
7. I only have to pay if I hit someone.

that's pathetic.
you're 26 too.

may you be hit hard by another uninsured driver.

[dank24]

Seriously if anybody like you hits my car, I'll beat the living shit out of them on the spot.


I had a guy do hard time for hitting me without insurance, tags, and a expired license. Plus he is still paying me for the damage done. If I would have known he didnt have that shit, I would have taken the $800 he offered me. It was only a little less then $600 to fix.

[NOFX]

Those are such bullshit tickets.. 30 in a 25?? WTF?
:werd: And I'll admit to any where I was speeding.


These ones I was definately guilty of:
- 11-27-2002, 14mph over -69mph in a 55mph
- 05-25-2004, 9mph over - 64mph in a 55mph
- 06-09-2004, 5mph over - 30mph in a 25mph
- 12-19-2004, 9mph over - 34mph in a 25mph

The cop that pulled me over at the speed trap for doing 30 in a 25 (yes, that's the actual ticket, not even lowered) started acting like he felt bad when he figured out my mom was a judge. I'm prety sure he was a noobie.

This one I definately wasn't. I was driving my friend's 2003 Daytona Blue 350Z when I got this ticket. He actually said I was doing I think 83 in a 55. It was lowered in court, though I didn't contest it because it was my word against the sherriff (I think that was what he was... all I know was he ran things in that town).
- 06-22-2004, 14mph over - 69mph in a 55mph

[bizoneoeh]

I thought they couldn't pull you over for only 5 over the speed limit. Maybe it's just here or maybe I was just miss informed :???:

[trace01m]

Seriously if anybody like you hits my car, I'll beat the living shit out of them on the spot.

I've never had an accident that was actully my fault, cuz I'm really careful. People like to jump out in front of me for some reason, though! I just pay people off, though.

[MR99si]

1.) Mutual of Enumclaw
2.) Full
3.) 29
4.) Male
5.) Married
6.) None
7.) Olympia WA
8.) $756 for my SI

[trace01m]

that's pathetic.
you're 26 too.

may you be hit hard by another uninsured driver.

I been hit a few times in my past, and it's always some jerk off with no insurance, or they take off. I end up paying for it every time anyway!

And I'm not pathetic. I choose not to have insurance. If I couldn't afford it I'd be pathetic...

[NOFX]

I thought they couldn't pull you over for only 5 over the speed limit. Maybe it's just here or maybe I was just miss informed :???:
They used to say that in DE too. I think we're all misinformed. :( Though most cops won't even bother with such a small fluctuation in speed.

[RICDOGG]

I been hit a few times in my past, and it's always some jerk off with no insurance, or they take off. I end up paying for it every time anyway!

And I'm not pathetic. I choose not to have insurance. If I couldn't afford it I'd be pathetic...

Since you seem to be hit quite often, one would think you would have the knowledge to buy UML/UMPD coverage for your vehichle.....shit it's not even that much of a premium, and it would've covered you in those instances. since you try to make a point that money isn't an issue with you, what would stop you from getting a policy now?

[Liz]

1.) What insurance do you have? Geico
2.) Full or Liability? Liability on civic and Full on the WRX
3.) How old are you? 22
4.) Male or Female? Female
5.) Marital Status? Married
6.) Any accidents or tickets or your record? if so, how many? 0
7.) city, state you live in? Texas
8.) how much do you pay a year? $650 for both cars.

[zach1288]

1.) What insurance do you have? USAA
2.) Full or Liability? Full
3.) How old are you? 18
4.) Male or Female? Male
5.) Marital Status? Single
6.) Any accidents or tickets or your record? if so, how many? 0
7.) city, state you live in? PA
8.) how much do you pay a year? 2100:shocked2: :shocked2: :shocked2:

[jakksquat]

1.) What insurance do you have? Geico
2.) Full or Liability? Liability on civic and Full on the WRX
3.) How old are you? 22
4.) Male or Female? Female
5.) Marital Status? Married
6.) Any accidents or tickets or your record? if so, how many? 0
7.) city, state you live in? Texas
8.) how much do you pay a year? $650 for both cars.

damn i wish i could get those rates^^^^

What insurance do you have? farmers
2.) Full or Liability? liability use to have full, will again soon hopefully
3.) How old are you? 19
4.) Male or Female? Male
5.) Marital Status? Single
6.) Any accidents or tickets or your record? if so, how many? 1 ticket but got it expunged
7.) city, state you live in? AZ
8.) how much do you pay a year? 700