until you hit 21 you are required to pay s**t LOADS of money for insurance in the uk
haha i wish we got JDM models...RHD ftw..lol...we converti wish i lived in the US......
u guys get the JDM models!
if you have his info you could report him since he did hit you. just call his insurance...
+1 on that.it definitely sounds like youre going about this the wrong way. you need to contact ur insurance or his insurance. ur premium shouldnt be affected since the wreck wasnt ur fault.