Fuel is NOT a factory component of the powertrain or drivetrain. Oil is considered wear and tear as oil breaks down over time and is accelerated with long periods of excessive heat. That is why engine oil, transmission fluid, antifreeze/coolant, differential fluid, tire rotations, tire replacements, and more, as well as adding fuel to your fuel tank is all the responsibility of the owner as preventive maintenance.
Make sure you read the fine print when purchasing third part warranties. There are typically several exclusions and depending on driving conditions and habits (excessive speed/abuse) will enable 3rd party warranty companies to deny repair claims that should be under warranty. I know from first hand experience unfortunately.