Hey guys, I have an 01 Civic and since we have a lot of pot holes and our winter this year was probably the worst ever. I somehow ended up with a broken piece of plastic below the front bumper of the car. Since the front of the car is already pretty low, it drags on the road and makes a scraping sound when I drive, which is really annoying. Does anyone know if this is something that can be covered under insurance? Or do I have to pay to get it fixed? Do I have to replace the entire underbody of the car? Thanks in advance.